LOAN RATES AND FEES

India
Loan Amounts: INR 750 to INR 50,000
APR: 50% to 153%
Monthly interest: 4.1% to 13.5%
Example Fees: For a loan of INR 9,000, an interest fee of INR 548, a processing fee of INR 800, and GST of INR 144. No late fees or rollover charges.
For a loan INR9000, customer will pay 9000(principal)+548(interest)+800(processing fee)+144(GST)= INR 10492 total
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 62 days.

Kenya
Loan Amounts: Ksh 250 to Ksh 70,000
APR: 22% to 240%
Monthly interest: 1.6% to 20%

Example Fees: For a loan of Ksh 10,000, a flat fee of Ksh 2,160. No late fees, rollover charges, or origination fees.
For a loan of Ksh 10,000, custumer would pay 10,000(loan)+2160(flat fee) = Ksh 12160 total

Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 62 days.

Nigeria
Loan Amounts: ₦1,000 to ₦200,000
APRs: 20% to 265%
Monthly interest: 1.6% to 23%

Example Fees: For a loan of ₦40,000, a flat fee of ₦8,800. No late fees, rollover charges, or origination fees.
For a loan of ₦40,000, customer would pay ₦40,000(loan amount)+ ₦8,800(flat fee) = ₦48,800 total.
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 62 days.

Tanzania
Loan Amounts: Tsh 5,000 to Tsh 700,000
APRs: 50% to 320%
Monthly interest: 4% to 27%

Example Fees: For a loan of Tsh 120,000, a flat fee of Tsh 31,200. No late fees, rollover charges, or origination fees.
For a loan of Tsh 120,000, Customer will pay Tsh120,000(loan)+ Tsh 31,200(flat fee)= Tsh 151,200 total
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms for up to 336 days. Every loan amount we offer has the option to repay in a minimum of 62 days.

KEY BRANCH FEATURES: FINANCIAL ACCESS IS JUST A TOUCH AWAY

The Branch app lets you apply for credit, save funds, or monitor your financial health on the go.

* Easy access 24/7
* Quick and easy sign up
* No paperwork, collateral or office visits needed
* Use your money the way you want to — for home or business
* No late charges or rollover fees on loans
* Lower fees, and flexible payment terms as you repay

Questions? We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!

SAFE AND SECURE LOANS

Branch makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

FEATURED IN

Financial Times – TechCrunch – Forbes – Bloomberg TV – Huffington Post – Wall Street Journal

CNBC Africa – K24 – KTN – KBC – Business Daily – Daily Nation – The Standard

CONTACT US

We’re always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at support@branch.co or find us on Facebook!

Follow us on Twitter: twitter.com/branch_co
Visit our website: branch.co

The post Branch – Personal Loan App appeared first on Technology Sage APK.

1.What is MyKes?
MyKes insists on not making high-interest loan products as the bottom line, and provides high-quality, low-interest loan products specifically for young people.
Apply on the same day and arrive at the account on the same day, and you don’t need to provide any guarantees. Very low loan interest rates, so don’t worry
2.feature of MyKes?
⑴Apply online at any time 24 hours a day, no face-to-face, one-click operation, no harassment, and you can apply if you have good credit
⑵The interest is very low for example if you borrow ksh 11,000 you get 0.05% interest rate.
⑶Convenient repayment, can be operated online and offline, convenient and can be repaid anytime, anywhere
3. Who can apply?
⑴age：Over 20 years
⑵mobile number：Real phone number
⑶Identification card：Real ID card
4.Product introduction
Loan amount: KSh 5,00.00 – KSh 2,000.00
Loan term: 91 days (shortest, including renewal time) – 365 days (longest, including renewal time)
Interest rate：Maximum interest rate is 18% per year, 0.05%/day
For example: If you choose a loan limit of KSh 2,000.00 with a period of 120 days,
the total interest must be paid: KSh 2,000.00 * 0.05% * 120= KSh 120.00, monthly interest shall be paid:KSh 2,000.00 * 0.05% * 30 = KSh 30.00，monthly repayment bill including principle and interest shall be paid: KSh 2,000.00/4 + KSh 30.00 =
KSh 530.00，total repayment bill including principle and interest shall be paid:
KSh 2,000.00 + KSh 120.00 = KSh 2120.00
5.contact us
Please contact our online service for help Download MyKes APK file
Working time: 8am-5pm(Monday – Saturday)
Phone: 0207903622

The post MyKes-Reliable Loans Online appeared first on Technology Sage APK.

Take out always-ready cash loans on your own terms at affordable rates. Apply through our secure app and get your approval in seconds. Choose your own due date and receive your money instantly through MPESA. Repay on time and you could double your limits in two months.

KEY TALA FEATURES

AFFORDABLE
• Tala offers affordable and transparent pricing with interest rates as low as 4%.
• Choose a repayment date when you know you’ll have cash to be set up for success.

FAST
• Apply in minutes and get an instant decision.
• If approved, get your money straight to your MPESA.

CONVENIENT
• Apply 24/7 in our easy-to-use app.
• No paperwork, collateral, or bank account needed.
• Valid ID required.
• Cash is sent directly to your MPESA.

FINANCIAL CONTROL
• Every time you borrow, choose up to 61 days to pay back.
• Friendly, understanding, compassionate customer experience

BACK-TO-BACK ACCESS
• Repeat access to cash. Just pay back what you owe in full before borrowing again (some exclusions apply).
• Answer a few questions in the app and you are set to go

SECURE
• Tala secures your personal information with SSL encryption.

LONG-TERM GROWTH
• Limits up to KSh 30,000.
• Most customers double or triple their limit in a matter of months.

REWARDING
• Earn KSh 500 off the next time you borrow when you refer friends to Tala!*

HOW IT WORKS

• Download the Tala app.
Download the app and we’ll tell you what information we need from you. In order to verify your identity and creditworthiness, kindly fill in your ID details.

• Apply in minutes.
Fill out our short application.

• Choose your terms.
Confirm your desired amount and due date.

• Get your cash.
Funds sent directly to your MPESA.

• Repay easily.
Use M-PESA Xpress or our Paybill number 851900 and the phone number you sign up with. You can pay in full or make partial payments, anytime on or before your due date.

• Borrow again.
After repaying in full, answer a few short questions and be eligible to receive your next round of funds.

WHO CAN APPLY

Any resident citizen of Kenya and 18+ years old.
Has a valid ID and a mobile number.

RECURRING LOAN TERMS

Every cash amount we offer is eligible for a 61 day repayment period.

You will have continuous access to cash if you clear your outstanding balance and keep your Tala relationship in good standing (some exclusions apply).

Always study the terms and conditions and the disclosure statements before proceeding with any transaction.

INTEREST RATES AND CHARGES

• Credit limit amounts: KSh 1,000 to KSh 30,0000
• One-time interest rate: 4%- 34%
• Maximum Annual Percentage Rate (APR): 78.21% – 273.75%
• Late payment interest: 8% of outstanding amount due
• Minimum repayment period offered = 61 days
• Maximum repayment period offered = 61 days

• Example interest: For a borrower who receives KSh 4,000 from Tala for a 61-day term, they would be charged interest as low as 14%, which would be KSh 560, and so a total payment of KSh 4,560.
• KSh 4,000 (borrowed amount) + KSh 560 (interest) = KSh 4,560 (total payment)

PRODUCT ENHANCEMENTS

We always work towards making our products better for our users. If you see offerings that differ from what is described above please don’t hesitate to contact us.

PRIVACY & PERMISSIONS

All data collected is to verify your identity and build your credit profile. We will never disclose any personal information with anyone that is not you, without your permission or sell your data to third parties. (Privacy Policy: https://tala.co.ke/privacy-policy-ke/)

CONTACT US

Email: hellokenya@talamobile.com
Website: tala.co.ke
Facebook: facebook.com/talakenya

* Referral terms & conditions: tala.co.ke/referrals/

The post Tala: Loans up to KSh 30,000 appeared first on Technology Sage APK.